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Terms of Service

Last Updated: June 22, 2026

Important Notice Regarding Arbitration and Class Action Waiver

These Terms require most disputes between you and Royal to be resolved through binding individual arbitration, and not in court. These Terms also include a waiver of class, collective, consolidated, and representative actions. Please read Section 20 carefully.

1. Agreement to Terms

These Terms of Service (the "Terms") govern your access to and use of Drip. By accessing or using Drip, creating an account, connecting a wallet, obtaining Credits, calling an API, using a paid route, or otherwise indicating acceptance, you agree to be bound by these Terms.

If you do not agree to these Terms, do not access or use Drip. If you access Drip on behalf of a company or other legal entity, you represent that you have authority to bind that entity, and "you" means both you and that entity.

2. Who We Are

"Royal," "we," "us," and "our" mean Royal Markets Inc., a Delaware corporation.

Our mailing address is Royal Markets Inc., 301 Congress Avenue, 12th Floor, Suite 1227, Austin, TX 78701, USA.

You can contact us at support@dripstack.com.

3. The Services

"Drip" means the website, application, API, payment-enabled routes, discovery surfaces, data products, chat features, and related services that we make available under the Drip name.

"Services" means Drip and any websites, applications, APIs, payment-enabled routes, discovery surfaces, data products, chat features, customer dashboards, documentation, tools, and related services that Royal makes available.

"API" means any application programming interface, endpoint, webhook, software interface, protocol, documentation, or developer tool that Royal makes available for accessing or interacting with Drip.

"API Keys" means credentials, tokens, keys, secrets, identifiers, or other authentication materials issued or made available by Royal to access the API or other restricted parts of Drip.

Drip may allow users to discover, summarize, analyze, unlock, purchase, or access publisher content, financial newsletter content, stock-pick extractions, market-related materials, AI-generated synthesis, paid-route results, and related data or outputs. Drip may include self-serve interfaces, API endpoints, payment flows, chat interfaces, search and discovery tools, customer dashboards, usage meters, and other features we make available from time to time.

We may add, modify, suspend, or discontinue parts of Drip at any time, subject to any Enterprise Agreement that applies to covered enterprise services.

4. Self-Serve Use and Enterprise Agreements

These Terms apply to self-serve and default use of Drip unless a separate written agreement controls.

"Enterprise Agreement" means a separate written agreement, order form, master services agreement, data processing agreement, or similar written agreement signed or otherwise accepted by Royal and an enterprise customer.

Enterprise customers may be governed by a separate written agreement. If an Enterprise Agreement conflicts with these Terms, the Enterprise Agreement controls for the covered enterprise account or services. These Terms continue to apply to use of Drip that is not covered by the conflicting Enterprise Agreement.

Unless we agree otherwise in an Enterprise Agreement, you are responsible for all activity under your account, organization, API keys, payment credentials, wallets, and authorized users.

5. Accounts, Authentication, Wallets, and API Keys

You may need to create an account, authenticate with a third-party provider, connect a wallet, provide payment information, or obtain API keys to use some parts of Drip. You are responsible for maintaining the confidentiality and security of your credentials, sessions, wallets, devices, API keys, and account access.

You must provide accurate information and promptly update it when it changes. You may not share API keys or credentials except with authorized personnel or systems acting for your own account and in compliance with these Terms.

You are responsible for all activity that occurs through your account, API keys, payment credentials, or wallet interactions, whether or not you authorized the activity, except to the extent caused by Royal's breach of these Terms. Notify us promptly at support@dripstack.com if you believe your account, wallet, API key, or other credential has been compromised.

6. Payments, Credits, and Taxes

Drip may support payments through Stripe, Credits, x402, MPP, USDC, payment networks, wallets, and other payment processors, protocols, or rails. Available payment methods may vary by feature, geography, account type, and transaction.

"Credits" are prepaid or promotional usage units that may be applied to eligible Drip features as shown in the product. Credits are not cash, stored value, or a deposit account. Credits may expire, be limited to certain services, or be subject to usage restrictions disclosed when issued or made available. Unless required by law or expressly stated by Royal in writing, Credits are non-refundable, non-transferable, and may not be redeemed for cash.

When you use Stripe or another payment processor, that provider may process your payment information and may apply its own terms. When you use x402, MPP, USDC, payment networks, or wallet-based payment flows, you are responsible for reviewing transaction details before authorizing payment. Wallet and network transactions may be irreversible and may involve network fees, gas fees, exchange-rate effects, failed transactions, or other costs outside Royal's control.

You agree to pay all charges, fees, usage amounts, and applicable taxes associated with your use of Drip. Prices, metering rules, payment requirements, and included usage may change unless an Enterprise Agreement says otherwise. You are responsible for determining, reporting, withholding, and paying any taxes, duties, levies, or similar assessments that apply to your use of Drip, except for taxes based on Royal's net income.

Except where required by law, stated in the product, or agreed by Royal in writing, payments are final and non-refundable. Royal may issue refunds, credits, or concessions in its discretion without creating any obligation to do so again.

7. Limited License to Use Drip

Subject to your compliance with these Terms, Royal grants you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access and use Drip for your internal business or personal purposes, as applicable, and only in the manner made available by Royal.

This license does not allow you to copy, modify, distribute, sell, lease, sublicense, reverse engineer, scrape, overload, interfere with, or create derivative works from Drip, except to the extent expressly permitted by these Terms, by applicable law that cannot be waived, or by a signed written agreement with Royal.

All rights not expressly granted are reserved by Royal and its licensors.

8. No Resale or Dataset Use

This section is a material condition of your access to Drip.

For purposes of these Terms, "Content" means publisher content, third-party content, articles, newsletters, summaries, media, text, data, and other materials made available through Drip. "Drip Data" means data, metadata, enrichments, extracted information, normalized information, rankings, signals, or other data made available through Drip. "Outputs" means summaries, extractions, responses, generations, recommendations, analyses, classifications, or other results produced or returned by Drip.

Except as expressly permitted by Royal in a signed written agreement, you may not resell, redistribute, sublicense, syndicate, publish, transfer, or otherwise commercialize Content, Drip Data, Outputs, extracted stock-pick data, article summaries, API responses, or paid-route results.

Except as expressly permitted by Royal in a signed written agreement, you may not create, maintain, or contribute to any competing or standalone database, data feed, dataset, model, index, archive, content product, research product, investment-data product, or resale product from Content, Drip Data, Outputs, article summaries, stock-pick data, API responses, or other materials accessed through Drip.

You may not bulk store, cache, scrape, crawl, harvest, or systematically extract Content or Drip Data. You may store reasonable copies of limited results only as necessary for your own permitted internal use, recordkeeping, or compliance obligations, and only if doing so does not violate these Terms, third-party rights, or applicable law.

You may not use Content, Drip Data, Outputs, article summaries, stock-pick data, API responses, or paid-route results to train, fine-tune, evaluate, benchmark, or improve models or competing AI systems unless Royal expressly authorizes that use in a signed written agreement.

We may monitor, audit, meter, review, or investigate usage for compliance with this section. If we believe you have violated this section, we may pursue suspension, termination, access revocation, deletion demands, injunctive relief, usage review, and any other legal or equitable remedies available to Royal, without limiting any other rights or remedies.

9. Publisher Content and Third-Party Rights

Drip may provide access to Content owned, controlled, licensed, or made available by publishers, authors, creators, data providers, users, or other third parties. Royal does not transfer ownership of that Content to you.

You are responsible for complying with all applicable third-party terms, licenses, usage limits, copyright restrictions, attribution requirements, and laws that apply to Content you access through Drip. Your access to Content may be limited, delayed, unavailable, inaccurate, incomplete, or withdrawn at any time.

Royal does not guarantee that Content will remain available or that any publisher, author, creator, data provider, or other third party will continue to make materials available through Drip.

10. AI Outputs, Stock Picks, and No Professional Advice

The Services and Outputs may include financial newsletter summaries, stock-pick extractions, market-related content, and AI-generated synthesis. They are provided for informational purposes only and are not financial, investment, legal, tax, accounting, trading, or other professional advice. Drip is not financial advice, and Outputs should not be treated as a recommendation to buy, sell, hold, or trade any security, asset, token, commodity, or financial instrument.

AI-generated and automated Outputs may be incomplete, inaccurate, outdated, misleading, or unsuitable for your circumstances. You are solely responsible for evaluating Outputs, verifying information against original sources, consulting qualified professionals, and making your own decisions.

Royal does not act as an investment adviser, broker-dealer, legal adviser, tax adviser, accounting adviser, or fiduciary through Drip.

11. User Content, Inputs, and Feedback

You may provide prompts, queries, files, text, data, instructions, feedback, or other materials to Drip ("User Content"). You represent that you have all rights and permissions necessary to provide User Content and to allow Royal to process it as described in these Terms and our Privacy Policy.

You retain any rights you have in your User Content. You grant Royal a worldwide, non-exclusive, royalty-free license to host, copy, process, transmit, display, modify, and use User Content as needed to provide, secure, maintain, improve, analyze, and support Drip; comply with law; enforce these Terms; and develop Royal's products and services, subject to any Enterprise Agreement that applies.

If you provide comments, ideas, requests, suggestions, or other feedback, you agree that Royal may use that feedback without restriction or compensation to you.

12. Prohibited Conduct

You may not, and may not permit anyone else to:

  • use Drip in violation of law, these Terms, third-party rights, or applicable sanctions and export controls;
  • access Drip if you are barred from doing so under applicable law;
  • interfere with, disrupt, overload, damage, or impair Drip or any networks, systems, or providers used to deliver Drip;
  • bypass, disable, or circumvent rate limits, access controls, payment controls, authentication controls, security controls, or usage restrictions;
  • bypass, disable, or circumvent paywalls, payment challenges, API restrictions, attribution requirements, content-security controls, or other technical, contractual, or product controls used to protect Drip, Content, Drip Data, Outputs, API responses, or paid-route results;
  • probe, scan, or test vulnerabilities except through a Royal-approved security program;
  • reverse engineer, decompile, disassemble, or attempt to derive source code, models, systems, or non-public methods from Drip except to the extent applicable law prohibits this restriction;
  • use automated means to access Drip except through documented APIs and permitted integrations;
  • scrape, crawl, harvest, or systematically extract Content, Drip Data, or other materials except as expressly permitted by Royal;
  • submit unlawful, infringing, defamatory, deceptive, harmful, abusive, or privacy-invasive materials;
  • impersonate another person or entity, misrepresent your affiliation, or engage in fraudulent conduct;
  • use Drip to build, benchmark, improve, or market a competing product except as expressly permitted in a signed written agreement with Royal; or
  • encourage, assist, or enable any violation of these Terms.

13. Third-Party Services

Drip may integrate with or link to third-party services, including publishers, payment processors, wallet providers, authentication providers, infrastructure providers, analytics providers, AI providers, data providers, and payment networks.

Third-party services are not controlled by Royal and may be subject to separate terms and privacy policies. Royal is not responsible for third-party services, including their availability, security, accuracy, content, fees, policies, or conduct.

14. Suspension and Termination

We may suspend, limit, or terminate your access to Drip if we believe you have violated these Terms, created risk for Royal, other users, publishers, or third parties, failed to pay amounts due, used Drip in a way that may harm the Services, or if required by law or a third-party provider.

You may stop using Drip at any time. Termination does not relieve you of payment obligations incurred before termination. Sections that by their nature should survive termination will survive, including Sections 6, 8, 9, 10, 11, 12, 15, 17, 18, 19, and 20.

15. Ownership

Royal and its licensors own Drip, including the software, interfaces, designs, documentation, features, workflows, data structures, models, systems, trademarks, service marks, logos, trade names, and other technology and intellectual property used to provide Drip.

Except for the limited license in Section 7, these Terms do not grant you any ownership rights in Drip, Royal's intellectual property, Content, Drip Data, Outputs, or third-party materials. You may not remove, obscure, or alter any proprietary notices.

16. Privacy

Our Privacy Policy describes how we collect, use, disclose, and protect personal information. By using Drip, you acknowledge our Privacy Policy.

Enterprise customers may have separate privacy, security, or data processing terms in an Enterprise Agreement. If those terms conflict with these Terms for covered enterprise services, the Enterprise Agreement controls for those services.

17. Disclaimers

Drip is provided "as is" and "as available." To the maximum extent permitted by law, Royal disclaims all warranties, whether express, implied, statutory, or otherwise, including warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, availability, security, and uninterrupted or error-free operation.

Royal does not warrant that Drip, Content, Drip Data, Outputs, API responses, paid-route results, or third-party services will be accurate, complete, current, reliable, secure, available, or suitable for your needs. You use Drip at your own risk.

Some jurisdictions do not allow certain warranty exclusions, so some of these disclaimers may not apply to you.

18. Limitation of Liability

To the maximum extent permitted by law, Royal and its affiliates, officers, directors, employees, agents, licensors, service providers, and partners will not be liable for any indirect, incidental, special, consequential, exemplary, enhanced, or punitive damages, or for lost profits, lost revenue, lost savings, lost business opportunities, loss of goodwill, loss of data, replacement costs, service interruption, or system failure, arising out of or related to these Terms or Drip, even if advised of the possibility of those damages.

To the maximum extent permitted by law, Royal's total liability for all claims arising out of or related to these Terms or Drip will not exceed the greater of (a) the amount you paid to Royal for Drip in the three months before the event giving rise to the claim or (b) one hundred U.S. dollars (US $100).

These limitations apply to all theories of liability, including contract, tort, negligence, strict liability, warranty, statute, and otherwise. Some jurisdictions do not allow certain limitations of liability, so some of these limitations may not apply to you.

19. Indemnification

You will defend, indemnify, and hold harmless Royal and its affiliates, officers, directors, employees, agents, licensors, service providers, and partners from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or related to:

  • your access to or use of Drip;
  • your User Content;
  • your violation of these Terms, applicable law, or third-party rights;
  • your resale, redistribution, dataset, model, scraping, extraction, or commercialization activity involving Drip, Content, Drip Data, Outputs, API responses, or paid-route results;
  • your payment, wallet, tax, or network activity; or
  • use of Drip by anyone using your account, credentials, API keys, or wallet authorization.

Royal may control the defense of any matter subject to indemnification, and you agree to cooperate with Royal. You may not settle any matter in a way that imposes obligations on Royal without Royal's prior written consent.

20. Governing Law, Arbitration, and Class Action Waiver

These Terms are governed by the laws of the State of Delaware, without regard to conflict-of-law rules, except that the Federal Arbitration Act governs the interpretation and enforcement of the arbitration provisions in this section.

Except for claims that may be brought in small claims court, disputes arising out of or related to these Terms or Drip will be resolved by final and binding arbitration before a single arbitrator. The arbitration will be administered by the American Arbitration Association under its applicable rules, unless the parties agree to another arbitration provider or procedure.

The arbitrator may award the same individual relief that a court could award, subject to these Terms. Judgment on the arbitration award may be entered in any court with jurisdiction.

You and Royal agree that each may bring claims against the other only in an individual capacity and not as a plaintiff or class member in any class, collective, consolidated, private attorney general, or representative action. The arbitrator may not consolidate more than one person's claims or preside over any form of class, collective, consolidated, private attorney general, or representative proceeding.

Either party may seek injunctive or equitable relief in court to protect intellectual property, confidential information, security, or unauthorized use of Drip, including violations of Section 8.

For any claim that is not subject to arbitration and is not brought in small claims court, you and Royal agree to the exclusive jurisdiction and venue of the state or federal courts located in Delaware, and each party consents to personal jurisdiction in those courts.

If any part of this arbitration or class action waiver section is found unenforceable, the unenforceable part will be severed to the extent permitted by law, and the remaining terms will remain in effect.

21. Changes to These Terms

We may update these Terms from time to time. If we make material changes, we may provide notice by posting the updated Terms on Drip, updating the "Last Updated" date, emailing you, or using another reasonable method.

Your continued use of Drip after updated Terms become effective means you accept the updated Terms. If you do not agree to the updated Terms, you must stop using Drip.

22. Contact

Questions about these Terms may be sent to Royal Markets Inc., 301 Congress Avenue, 12th Floor, Suite 1227, Austin, TX 78701, USA.

Email: support@dripstack.com